America’s High-Risk, High-Reward Higher Education System

Last month, the Educational Testing Service (ETS) added to a familiar refrain, releasing a new report on how American Millennials lag behind their peers in other countries on measures of literacy, numeracy, and “problem-solving in technology rich environments.” Using data from the Program for the International Assessment of Adult Competencies […]

Education Is The Answer To Income Inequality: Part Two

According to the book Meaningful Differences in the Everyday Experience of Young American Children by Todd Risley and Betty Hart, a 3-year-old child raised in a professional family has typically heard 30 million more words than a child whose family is on welfare has. Vocabulary is destiny. However, education is not just skills. And it is not just formal training either. It’s culture.

Paying For College: How To Position Assets To Qualify For More College Financial Aid

The high price of college has forced parents to look for savvy ways to reduce the cost of college and preserve their hard-earned assets. In some cases, strategically positioning those assets can make a big difference in the amount of financial aid colleges give based on the three different aid formulas colleges use. Here is how I determine if a family should consider strategic positioning.